🪴 Nurturing Your Super: Why Now’s the Time to Grow Your Own Retirement Nest
By Natalia Clack
SMSF Expert | www.smsfconsulting.com.au
📧 enquiry@smsfconsulting.com.au | 📱 0432 366 690
📷 Instagram: @easysuperau
🌼 Give your super a little love — watch it grow.
Let’s be honest—most of us spend years looking after everyone else,
and our own superannuation? It ends up on the backburner.
But if you’re over 40, it’s the perfect time to take a fresh look at your super
and make sure you’re giving your future the attention it deserves.
Your retirement nest won’t build itself —
but with a bit of nurturing (and the right advice),
you can turn things around — no matter where you’re starting from.
🌟 5 Down-to-Earth Ways to Nurture Your Super (and Yourself):
📊 1️⃣ Have a Proper Look at Your Super Balance
Don’t leave it in the “too hard basket.”
✅ Check your Year-End Statement (usually sent after June 30 each year)
✅ Log in to your super account
✅ Review your balance and investment options
✨ Make sure your fund suits you now—
not just what you picked years ago.
💸 2️⃣ Combine Your Super Accounts
If you’ve worked a few jobs over the years, chances are…
your super is scattered all over the place.
✅ Rolling everything into one account means:
Fewer fees
More control
Less paperwork
Simple move. Big impact.
🪙 3️⃣ Chip In Where You Can
Don’t underestimate the power of a little extra.
✅ Even $20/week adds up
✅ Use salary sacrifice or personal contributions
✅ Compounding works wonders over time
🎯 Pro tip: Speak to a financial adviser to optimise your contributions and minimise tax.
Your best investment? Yourself—and your future.
🏡 4️⃣ Think About Taking Control with an SMSF
Want to be more hands-on with your money?
A Self-Managed Super Fund (SMSF) can let you:
Invest in property
Buy shares
Even look into gold
But…
⚠️ SMSFs aren’t for everyone.
The rules matter. So does the advice.
Never jump in blind—get expert guidance first.
🙋♀️ 5️⃣ Ask for Help — No Shame in It
Super isn’t one-size-fits-all.
✅ Don’t follow what your neighbour did
✅ Get advice that matches your goals
✅ Speak with someone who gets where you're coming from
🧘♀️ Start where you are.
Use what you have.
Do what you can.
And don’t do it alone.
💬 Right Advice. Right Results. Right Here.
Your super deserves as much nurturing
as your loved ones do.
Take action now — small steps, big changes.
And remember, the best results come from good advice, not guesswork.
If you’re not sure where to begin, reach out for a proper chat.
Your future self will be stoked that you did!
📩 Contact Natalia Clack
Email: enquiry@smsfconsulting.com.au
Phone: 0432 366 690
Website: www.smsfconsulting.com.au
Instagram: @easysuperau
